Gaining Insight into Common Credit Card Processing Problems
Our customers residing in any geographical location of the world can get quality solutions to their problems by our well trained customer care and technical support team any time of the day. Unlike many other credit card processing companies, we at Advanced Merchant Systems work round the clock to cater the needs of our clients 24×7.
Whether you are an acquiring bank or a customer – Assistance is only a call away from you!
Just dial 855-267-8472 and have our expert representatives assist you with any problems pertaining to Credit Card Processing.
Frequent Credit Card Processing Problems Faced by the Customers
Collecting the comprehensive knowledge and intricacies of business, which we have gained by the work experience of over several years, our seasoned technical team at AMSLV have brought together their expertise and developed this extensive guide to help our customers better understand some of the most frequent credit card problems.
Problems Faced with Your Acquiring Bank
Sometimes it is your acquiring back that poses problems against a smooth credit card transaction. Generally such problems arise if your bank identifies any fraudulent transactions, leading to your credit card processing decline. Other factors responsible for your credit card processing problems may involve:
- If you have a new merchant account, where you are required to adjust certain settings.
- Your Acquiring Bank is undergoing some technical downtime
- If your merchant account has been suspended/terminated
- In case you have already exceeded your monthly processing limit
NOTE: If your accounts balance crosses a sum of $100,000 or above or if you are working in a high risk industry, it is then advisable for you to establish multiple merchant accounts. Multiple merchant accounts can greatly help you avoid further credit card processing problems put forward by your acquiring bank.
Declined Credit Card and Debit Card Transactions
The issuing bank has the authority to decline your transaction for a variety of reasons. Majority of cases face transaction decline due to insufficiency of balance in the debit card holder’s bank account or inadequate credits in the credit card holder’s account. Various other factors responsible for the transaction decline include:
- Closed credit/debit card accounts of the cardholder
- Expired credit/debit card
- In case the credit/debit card is stolen or lost
- In case of fraudulent transactions
- The transaction amount exceeds the prescribed withdrawal limit of the issuing bank.
AMSLV Payment Gateway Problems
To protect your business from scams and fraudulent practices and to avoid any charge backs our professional technical support experts have developed a very reliable payment gateway, which demands a certain amount of credit or debit card information for rightly processing your order. If customers feed in incorrect information or skip any detail, then our payment gateway does not accept the order and declines the transaction.
Though our seasoned technical support team works continuously to enhance your experience with AMSLV, there are chances that you just might run into some small payment gateway bugs at certain point of time. In such cases, it is highly recommended that you contact our team of experts immediately to get instant solution to your problem.
Hundreds of questions maybe pestering you – and since we can’t answer them all here, you can get in touch through phone or email.
We’re easily reachable at 855-267-8472.
You may also email your queries – write to us at [email protected]
