PCI Compliance for Top Notch Fraud Protection with AMSLV
On September 7th 2006, the five leading credit card associations in the world laid the foundation of PCISSC – Payment Card Industry Security Standards Council. Their sole objective was to protect the highly sensitive information of credit card holders from fraudsters who storm hundreds of poorly protected websites each year.
All financial institutions, credit card companies and merchant account holders have to comply with these laid down standards, when they accept credit cards from customers. Defaulters will be fined by credit card issuing companies and may also lose the facility to process cards at their end.
We at AMSLV are committed to following these guidelines and implementing them strictly. With us, you can be assured of the fact that your company (or online business) is processing payments strictly in accordance with the rules and regulations applicable.
Always Maintain a Network That Is Secure: Avail the AMSLV Services
This is a reference to the real network that credit card details are exposed to.
Very few merchants are aware of the fact that a server is the first point of vulnerability in the whole process.
Most hosting companies take full responsibility of ensuring security (just make sure you are not dealing with a scam company that offers hosting services at throwaway prices and makes up for it by tying up with fraudsters).
Simple Steps If Followed Can Prevent a Mishap
- Never keep cardholders’ names on a laptop that is used on a public network
- Install firewall in your office and consider taking other security measures
- Keep your system updated regularly
- Take responsibility of protecting card holders’ details
As a business owner, you have to take full onus of storing and protecting the data of your customers. You have to ensure that there is limited access to it. It is advisable to store numbers in the form of encrypted data. When handling information of online purchases ensure that the encryption happens with at least 128bit SSL certificate.
Invest Your Time in Maintaining a Vulnerability Management Program
This is a very simple procedure by which you keep your systems up to date at all times.
Keep maintaining your hardware, software and their operating systems. Your antivirus should be the latest edition and be updated regularly.
Limit Access by Fellow Humans
The system might not fail you, but your employees or access of your data to a fraud might.
Only people or employees who need to use it should have access to such sensitive data. Develop a system wherein by giving unique ids to your employees you are able to trace to their log.
Do not, under any condition, make access to these basic but very important rules.
Do Random Checks and Tests of Your Network
Devise a system of monitoring and testing your system on a regular basis. Regular scanning is required to meet this guideline. You can also invest in a professional auditing and security testing service that will support you in Identifying security problems.
Becoming a PCI compliant is not a big challenge if you’re ready to take the necessary steps. AMSLV is here to help you from beginning till end.
Call us at 855-267-8472 to discuss how your online business can be PCI compliant with an expert.